GROCERIES ARE SO EXPENSIVE RIGHT NOW — BUT THESE HACKS ARE ACTUALLY SAVING ME MONEY

If you’ve recently walked out of a grocery store wondering how you spent so much on so little, you’re not alone. Food prices have been steadily rising, and for many families, keeping the pantry stocked without breaking the bank feels like an impossible task. Thankfully, I’ve found a handful of surprisingly simple strategies that are helping me spend less without sacrificing what I need. Here’s how I’m saving money — and how you can, too.

1. Pay with a Grocery Rewards Card

Many credit cards offer cash back or rewards points specifically for grocery purchases. I use a card that gives me 3% back on every grocery store transaction — and those savings add up fast. Just make sure you’re paying off the balance each month to avoid interest fees.

2. Sign Up for the Store’s Loyalty Program

Most grocery chains offer free loyalty programs that unlock exclusive discounts and digital coupons. Signing up usually takes less than five minutes, and I regularly score lower prices on everything from produce to pantry staples.

3. Clip Coupons

Yes, couponing still works — and no, you don’t need to spend hours each week doing it. I use store apps and websites to quickly “clip” digital coupons before heading out. Some stores even apply relevant coupons automatically at checkout if you’re a loyalty member.

4. Join a Wholesale Club

If you have the storage space and a bit of room in your budget, joining a wholesale club like Costco, Sam’s Club, or BJ’s can be a game changer. I stock up on non-perishables and household essentials in bulk, which cuts costs over time.

5. Go in with a List — and Stick to It

Impulse buys are budget killers. I make a shopping list before I go and stick to it religiously. It keeps me focused, prevents unnecessary purchases, and saves me both time and money.

6. Avoid Pre-Packaged Items

Pre-sliced fruit, shredded cheese, and pre-marinated meats are all convenient — but that convenience comes at a price. I buy whole items and prep them at home. It’s a little more effort, but the savings are worth it.

7. Compare Prices Between Stores

Not all stores price items the same way. I use store flyers or apps to compare prices before shopping. Sometimes, I split my grocery run between two nearby stores if it means saving a significant amount.

8. Buy Generic Brands

Store-brand items are often just as good as name brands — and much cheaper. I’ve switched to generics for everything from pasta to peanut butter and have barely noticed a difference in quality.

9. Bring Your Own Bag

Many stores now charge for plastic or paper bags. Bringing reusable bags not only helps the environment, but it also saves me a few cents on every trip — and those small savings add up over time.

10. Use a Rebate App

Apps like Ibotta, Fetch, and Rakuten offer cash back for grocery purchases. I scan my receipts after each trip and get rebates on items I was already planning to buy. It’s one of the easiest ways to save without changing your habits.

The Bottom Line

Grocery shopping doesn’t have to drain your wallet. With a little planning and a few smart choices, it’s possible to cut costs without cutting corners. Start with one or two of these tips and build from there — your budget will thank you.